Find Luxury Items at a High-End Pawnshop

In today’s world, you may be quite amazed at what you can discover in a high-end pawn shop. As revealed by the ever and  so popular show Pawn Stars, people throughout the United States and beyond are seeking to gain large amounts of cash for all sorts of rare and valuable items. This creates numerous buying opportunities for luxury item seekers!

When an item is sold to a pawnshop or made available after an individual has pawned it (received a loan for) an item and failed to repay the debt, a pawnbroker has the opportunity to sell it to a reseller or make it available for purchase in his/her pawnshop.

The following is a snapshot at what you may be able to find at a high-end nearby pawn dealer

  • Rolex Watches – You have the power to find genuine pre-owned Rolex watches that are in near perfect condition. Because of the current demand for precious metals, many people sell Rolex at top dollar, which then makes amazingly beautiful and valuable watches available at affordable prices. Long-time Rolex collectors understand that making a Rolex purchase is much like buying a car, the minute one walks out of the shop the watch’s value drops instantly. However, when they buy a genuine used Rolex, its value has the ability to increase and the investment truly pays off.
  • Designer Jewelry – Pawnbrokers are also offering top dollar for valuable designer gold, silver, and platinum jewelry. This is great news if you are searching for a wedding ring, an impressive bracelet, or a pair of beautiful diamond earrings for a gift. Consumers are learning quickly that they can find pre-owned jewelry that looks as good as new, rather than paying excessive amounts for brand new items.
  • Estate Pieces – Pawn shops also make beautiful estate pieces available, such as mirrors, chandeliers, rugs and rare art. Due to the economy and the rapid rate of foreclosures, estate pieces can be found at amazing prices.
  • Cars – Some high-end pawn shops even sell rare cars. If you are a car collector, you may be surprised that you can find the one of your dreams at a pawnshop that specializes in them.

The secret to finding the item you are searching for is to search the Web and make a few calls. Also, make sure you don’t make hasty decisions when buying. Do your homework and demand that the dealer prove the item’s authenticity. It is also a good idea to check out a pawnbroker’s ratings online.

Go out and have a blast at a pawnshop near you…you are sure to have an adventure!

Posted in Pawn Shop at June 6th, 2012. No Comments.

How to Get a Motorcycle Pawn Loan

Motorcycle PawnAre you in desperate need of cash and looking for a short-term loan? If you are the owner of a motorcycle of any kind and own it outright, you may be able to gain a motorcycle pawn loans to help you make ends meet.

How a Motorcycle Pawn Loan Works

To gain an instant loan, all you have to do is bring your motorcycle in to a certified pawnshop Huntington Beach and have its value appraised. Once its value assessed, you will be given the ability to borrow against a certain amount. For instance, if your motorcycle is assessed at $5,000, you can borrow either a fraction of its worth or the full amount.

What Is Needed for Loan Approval

The approval process is quite simple. All you have to do is provide: (1) Proof of ownership in the form of a motorcycle title, (2) Proof of insurance, and (3) State driver’s license.

In the case that you have poor credit, you don’t have to worry! A pawn loan doesn’t require a credit check and isn’t reported to credit agencies. The loan is granted against the value of the item pawned. In the case you can’t pay it back, your motorcycle is used as leverage. Thus, if you are uncertain as to whether you will be able to pay the loan back, you may want to consider another form of funding.

Tips for Pawn Loan Success

To effectively take advantage of “motorcycle pawns,” you should:

  • Pay the loan back as soon as possible. The longer it takes to pay a loan back, the more interest you will pay.
  • Make all monthly payments. Just like a traditional loan, you make monthly payments. If you miss a payment, you may be subject to additional fees and/or increased interest rates.
  • Know all terms. Carefully review all terms and conditions surrounding your loan before signing an agreement. Don’t rush the process or be afraid to ask questions.

Finally, it is essential to find a pawnbroker that you trust. In today’s economy, there are a growing number of brokers to choose from. Shop around until you find just the right one!

Posted in Loan Options at December 20th, 2011. No Comments.

What is an Auto Pawn?

Auto PawnHave you ever heard the term “auto pawns” and wondered what the process is all about? The concept is quite simple when broken down. Basically, if you own a car outright, you can borrow against its equity for a short-term loan.

For example, in the case that your car is worth $10,000, you can in theory borrow up to $10,000. You would then agree on terms and conditions that require a monthly payment and include an interest rate. If you fail to make your payments on time or fail to pay you will most likely be subject to fees, a higher interest rates, and chance losing your vehicle.

How Does an Auto Pawn Differ from a Bank/Traditional Loan?

  • No credit checks are required and no reporting to credit bureaus – When you apply for a bank loan, your credit is run and granted loans show up on your credit report. Auto pawn, jewelry loans, and gold pawn loans don’t require credit checks. This is extremely helpful for those who have undergone a recent bankruptcy, home foreclosure or have a low credit rating.
  • The car is used as collateral – Traditional loans are based on faith that you will pay the loan back. On the other hand, when you participate in a pawn loan, the item pawned is used as collateral. If for some reason you default on the loan, you will lose the object you choose to pawn.
  • Auto pawn loans are usually granted instantly – Once you are approved for the loan, you can usually expect cash on the spot. They are great for emergencies. Some traditional loans can take quite some time to get approved.

If you are in a tough spot financially, you may want to consider an auto pawn. For approval, you must share proof that you own your car outright, have auto insurance and be able to make monthly payments. The sooner you pay off the loan the better, as interest quickly accumulates. Make sure you think carefully about your decision and find a pawn shop Huntington Beach that you trust.

We wish you luck as you find a deal that works best for your future!

Posted in Pawn Shop at November 1st, 2011. No Comments.

Covering Your Rent with a Pawn Loan

Pawn Gold to Pay RentAre you having a hard time making rent this month and need a short-term loan? It can be quite difficult to get a bank loan in today’s economy, especially if you have a low credit score or recent bankruptcy. Whatever you do, don’t lose hope as you navigate through your financial woes.

To make ends meet you may want to take on a second job, look for a more lucrative career, or consider taking pawn loans. This popular, non-traditional loan will see you use a possession as collateral in an effort to gain instant cash when financially strained.

Common Items Pawned

  • Jewelry. One can easily pawn gold and other precious metals such as silver and platinum in today’s economy.
  • Diamonds. Pawn diamonds for top dollar at high-end pawn shops.
  • Watches. Top quality watches such as Rolex, Tag Heuer, and other prestigious brands are ideal for gaining much needed cash.
  • Estate pieces, antiques, and art. Rare family heirlooms can be quite valuable. When pawning, it is important to fully research their worth to gain the most equitable loan.
  • Electronics. Items such as flat panel TVs, computers, iPads, and iPhones can provide some cash. They aren’t as valuable as precious metals or diamonds, but they can help make ends meet.
  • Cars. An auto pawn can help you raise a substantial amount of cash. To obtain one, you must own the car outright and be able to provide proof of ownership.

The Definition of a Pawn Loan

A pawn loan allows for you to gain cash while using a valuable item as collateral. Unlike a traditional loan in which a lending institution decides to grant a loan based on faith and one’s credit score, if one cannot repay a pawn loan, the item becomes the property of the pawnbroker. Each month you are required to make a minimum payment by a specific day. In the case that a payment isn’t met, fees and increased interest rates are applied to the loan. The sooner you pay off the loan, the less interest you will pay.

If you have found yourself short on cash for rent, this may be a perfect option for you and your family. It is important to find a lender that you trust and know exactly to what terms you are agreeing.

Find a highly regarded pawnshop Orange County as you work through your financial struggles. It may truly help you find your footing!

Posted in Loan Options at November 1st, 2011. No Comments.

The Wall Street Journal Reports on Why Pawnshops Are Thriving

Why Pawn Shops are PopularThis week the Wall Street Journal shares that pawn shops are providing value to consumers throughout the United States. The report points to the fact that banks are failing consumers because of their unwillingness to lend to everyday men and women. The article states that “borrowers on the fringes of the financial system are gravitating to these companies because they offer short-term loans” instantly to help individuals and families get back on their feet.

Additionally, on Wall Street stock shares of nationwide pawn chains have jumped to record highs in recent weeks. Experts agree that it is possible that shares will continue to rise in the coming months and years. Additionally, it is expected that the number of pawnshops throughout the country will rise exponentially in the coming years.

Top Reasons for Gaining Pawn Loans

The article points out that people normally utilize pawn shops when they are short on rent, need extra funds to cover monthly expenses, and for unexpected emergencies. The reporter also reveals that pawn loans on electronics, jewelry, gold and other items are only beneficial when they are paid off in a timely manner.

Fees and Interest Rates

Because pawn loans are intended for short-term use, the reporter noted that pawn loan fees and interest rates can be quite high. The borrower is made aware of this when the loan agreement is drawn up. While rates can be quite high, the industry is becoming more and more competitive each day. This is why one should carefully choose Orange County pawnshops offering high quality service and affordable rates.

Selling Valuable to Pawn Shops

Not covered in the Wall Street article is the option to sell jewelry, gold, silver, diamonds, art pieces, antiques and electronics to high end pawn shops. This is another way to generate instant cash for financial emergencies. It is recommended that prior to selling a precious item to a pawnshop, one should take time to carefully research its worth and shop around for a pawnbroker with a powerful network of resellers.

To read the full Wall Street Journal article surrounding pawnshops go to: http://online.wsj.com/article/SB10001424052970203658804576639431624988572.html

Posted in Pawn Shop at October 25th, 2011. No Comments.

Your Guide To The Best Gold Pawn: Finding Exceptional Bargains At Pawn Shops

Gold Pawn ShopsThe best pawn shops in Huntington Beach will hand-select gold, jewelry, platinum, and other items on a case by case basis. They don’t take everything that’s offered into gold pawn, which already puts them one step ahead of other pawn shops. When you visit a shop like Pawn Shop Huntington Beach, the quality screening has already been done for you, making it much easier to find the best bargains. Although every piece is guaranteed high quality, there will always be some outstanding pieces whose quality and price will simply make them the best gold pawn buys. Recognizing these items is key to successful gold pawn buying.

Great Gold Pawn Can Be A Diamond In The Rough

As a shopper, it’s natural that you will be attracted by whatever looks the most beautiful as you walk into the pawn shops. While this is a normal reaction and a good guideline to find nice pieces, to get the most value for your dollar you’ll need a slightly different approach. Gold pawn shop prices depend on many things, but one of the best ways to find a deal is by looking for the items that aren’t so obviously stunning. They may have slight defects which can be fixed easily by a jeweler. They may not be as eye-catching as what’s nearby. The key is to take a look at everything available in gold pawn and then make your decision.

An Expensive Piece Can Be A Great Deal

The other common mistake that gold pawn buyers make is ruling out the purchase of a certain piece because they think it’s just plain too expensive. While some pieces may be expensive, they can also be a really exceptional buy because even that expensive price is much lower than its retail. You have to know what each gold pawn item would sell for outside the shop, or you’re never going to have an idea what really is the best price inside the pawn shops.

Pawn Shop Huntington Beach is happy to help you discover our gold pawn selection. We pre-screen our items for quality and value, so you’ll know that whatever you pick is a good choice. Contact us today online, or visit our location here in Huntington Beach at Goldenwest Street Huntington Beach, CA 92647 to see our gold, platinum, fine art, and other collectors’ pieces.

Posted in Loan Options at May 23rd, 2011. No Comments.

Pawn Rolex

Pawn Rolex Watches

Looking to get a quick cash loan on a Rolex watch? Pawn Rolex watches and other fine wristwatches at our local pawn shop store in Orange County. We specialize in making high dollar jewelry loans on gold, diamonds, and watches.  Located right here in Huntington Beach, CA., we can easily serve all Orange County residents. Our watch loans typically start at $2500 and go up as high as you need.  All loans, including jewelry loans and watch loans, or Rolex loans, are made on the spot and take only a few minutes to process. And since all Rolex pawn loans are based solely on the value of the watch, you don’t need credit to get approved. So the net time you need cash, turn your used Rolex watch into an instant pawn loan at Pawn Shop Huntington Beach, CA at Goldenwest Street.

Pawn Rolex watches

Posted in Loan Options at March 20th, 2011. No Comments.

Auto Pawn

Auto Pawns Loans are easy at our Pawn Shop in Huntington Beach.

Auto PawnHave you ever heard the term “auto pawn” and wondered what the process is all about? The concept is quite simple when broken down. Basically, if you own a car outright, you can borrow against its equity for a short-term loan.

For example, in the case that your car is worth $10,000, you can in theory borrow up to $10,000. You would then agree on terms and conditions that require a monthly payment and include an interest rate. If you fail to make your payments on time or fail to pay you will most likely be subject to fees, a higher interest rates, and chance losing your vehicle.

How Does an Auto Pawn Differ from a Bank/Traditional Loan?

  • No credit checks are required and no reporting to credit bureaus – When you apply for a bank loan, your credit is run and granted loans show up on your credit report. Auto pawn, jewelry pawn, and gold pawn loans don’t require credit checks. This is extremely helpful for those who have undergone a recent bankruptcy, home foreclosure or have a low credit rating.
  • The car is used as collateral – Traditional loans are based on faith that you will pay the loan back. On the other hand, when you participate in a pawn loan, the item pawned is used as collateral. If for some reason you default on the loan, you will lose the object you choose to pawn.
  • Auto pawn loans are usually granted instantly – Once you are approved for the loan, you can usually expect cash on the spot. They are great for emergencies. Some traditional loans can take quite some time to get approved.

If you are in a tough spot financially, you may want to consider an auto pawn. For approval, you must share proof that you own your car outright, have auto insurance and be able to make monthly payments. The sooner you pay off the loan the better, as interest quickly accumulates. Make sure you think carefully about your decision and find a pawn shop Huntington Beach that you trust.

We wish you luck as you find a deal that works best for your future!

Get the Cash you need with no credit checks!
At Pawn Shop Huntington Beach, you can borrow instant cash money against your car or truck in  minutes.  Sound simple?  That’s because it is.  Our quick and easy auto pawn loans get you the cash you need with an affordable payment plan. With us, you decide how much money you want to borrow and we’ll set up a payment plan to fit your budget.

Bad Credit – OK
We can loan you cash money even if you have bad credit or you’ve had a prior bankruptcy or repossession.

Borrow up to 60% of the value of your vehicle
If you own an vehicle that is paid off or nearly paid off, we can give you an auto pawn loan from $2500 up to half the wholesale value of your car with interest rates starting at just 5% per month.

Auto Pawn Loans
Posted in Loan Options at April 28th, 2010. Comments Off on Auto Pawn.