How to Get a Motorcycle Pawn Loan

Motorcycle PawnAre you in desperate need of cash and looking for a short-term loan? If you are the owner of a motorcycle of any kind and own it outright, you may be able to gain a motorcycle pawn loans to help you make ends meet.

How a Motorcycle Pawn Loan Works

To gain an instant loan, all you have to do is bring your motorcycle in to a certified pawnshop Huntington Beach and have its value appraised. Once its value assessed, you will be given the ability to borrow against a certain amount. For instance, if your motorcycle is assessed at $5,000, you can borrow either a fraction of its worth or the full amount.

What Is Needed for Loan Approval

The approval process is quite simple. All you have to do is provide: (1) Proof of ownership in the form of a motorcycle title, (2) Proof of insurance, and (3) State driver’s license.

In the case that you have poor credit, you don’t have to worry! A pawn loan doesn’t require a credit check and isn’t reported to credit agencies. The loan is granted against the value of the item pawned. In the case you can’t pay it back, your motorcycle is used as leverage. Thus, if you are uncertain as to whether you will be able to pay the loan back, you may want to consider another form of funding.

Tips for Pawn Loan Success

To effectively take advantage of “motorcycle pawns,” you should:

  • Pay the loan back as soon as possible. The longer it takes to pay a loan back, the more interest you will pay.
  • Make all monthly payments. Just like a traditional loan, you make monthly payments. If you miss a payment, you may be subject to additional fees and/or increased interest rates.
  • Know all terms. Carefully review all terms and conditions surrounding your loan before signing an agreement. Don’t rush the process or be afraid to ask questions.

Finally, it is essential to find a pawnbroker that you trust. In today’s economy, there are a growing number of brokers to choose from. Shop around until you find just the right one!

Posted in Loan Options at December 20th, 2011. No Comments.

Covering Your Rent with a Pawn Loan

Pawn Gold to Pay RentAre you having a hard time making rent this month and need a short-term loan? It can be quite difficult to get a bank loan in today’s economy, especially if you have a low credit score or recent bankruptcy. Whatever you do, don’t lose hope as you navigate through your financial woes.

To make ends meet you may want to take on a second job, look for a more lucrative career, or consider taking pawn loans. This popular, non-traditional loan will see you use a possession as collateral in an effort to gain instant cash when financially strained.

Common Items Pawned

  • Jewelry. One can easily pawn gold and other precious metals such as silver and platinum in today’s economy.
  • Diamonds. Pawn diamonds for top dollar at high-end pawn shops.
  • Watches. Top quality watches such as Rolex, Tag Heuer, and other prestigious brands are ideal for gaining much needed cash.
  • Estate pieces, antiques, and art. Rare family heirlooms can be quite valuable. When pawning, it is important to fully research their worth to gain the most equitable loan.
  • Electronics. Items such as flat panel TVs, computers, iPads, and iPhones can provide some cash. They aren’t as valuable as precious metals or diamonds, but they can help make ends meet.
  • Cars. An auto pawn can help you raise a substantial amount of cash. To obtain one, you must own the car outright and be able to provide proof of ownership.

The Definition of a Pawn Loan

A pawn loan allows for you to gain cash while using a valuable item as collateral. Unlike a traditional loan in which a lending institution decides to grant a loan based on faith and one’s credit score, if one cannot repay a pawn loan, the item becomes the property of the pawnbroker. Each month you are required to make a minimum payment by a specific day. In the case that a payment isn’t met, fees and increased interest rates are applied to the loan. The sooner you pay off the loan, the less interest you will pay.

If you have found yourself short on cash for rent, this may be a perfect option for you and your family. It is important to find a lender that you trust and know exactly to what terms you are agreeing.

Find a highly regarded pawnshop Orange County as you work through your financial struggles. It may truly help you find your footing!

Posted in Loan Options at November 1st, 2011. No Comments.

The Wall Street Journal Reports on Why Pawnshops Are Thriving

Why Pawn Shops are PopularThis week the Wall Street Journal shares that pawn shops are providing value to consumers throughout the United States. The report points to the fact that banks are failing consumers because of their unwillingness to lend to everyday men and women. The article states that “borrowers on the fringes of the financial system are gravitating to these companies because they offer short-term loans” instantly to help individuals and families get back on their feet.

Additionally, on Wall Street stock shares of nationwide pawn chains have jumped to record highs in recent weeks. Experts agree that it is possible that shares will continue to rise in the coming months and years. Additionally, it is expected that the number of pawnshops throughout the country will rise exponentially in the coming years.

Top Reasons for Gaining Pawn Loans

The article points out that people normally utilize pawn shops when they are short on rent, need extra funds to cover monthly expenses, and for unexpected emergencies. The reporter also reveals that pawn loans on electronics, jewelry, gold and other items are only beneficial when they are paid off in a timely manner.

Fees and Interest Rates

Because pawn loans are intended for short-term use, the reporter noted that pawn loan fees and interest rates can be quite high. The borrower is made aware of this when the loan agreement is drawn up. While rates can be quite high, the industry is becoming more and more competitive each day. This is why one should carefully choose Orange County pawnshops offering high quality service and affordable rates.

Selling Valuable to Pawn Shops

Not covered in the Wall Street article is the option to sell jewelry, gold, silver, diamonds, art pieces, antiques and electronics to high end pawn shops. This is another way to generate instant cash for financial emergencies. It is recommended that prior to selling a precious item to a pawnshop, one should take time to carefully research its worth and shop around for a pawnbroker with a powerful network of resellers.

To read the full Wall Street Journal article surrounding pawnshops go to: http://online.wsj.com/article/SB10001424052970203658804576639431624988572.html

Posted in Pawn Shop at October 25th, 2011. No Comments.

How to Discover Your Dream Wedding Ring at High End Pawn Shops

Engagement RingAre you in the process of planning your future with your loved one and looking for ways to save money in the process? It has become quite common for future brides and grooms to discover their dream rings and other jewelry in high-end pawn shops.

Because of today’s challenged economies and the increased gold prices, you will be amazed at what you can find at pawnshops.

To make the most of your time during your search:

  • Find a specialty pawn broker. Many pawn shops specialize in various products including fine jewelry, Rolex watches, electronics, and/or estate pieces. With a little research, you can find a dealer who may possess exactly what you are looking for and more.
  • Know exactly what you are looking for and how much you want to spend. Are you looking for a basic wedding ring or one with lots of bling? It is best policy to know which brand and style you’re looking for and to determine its worth before you try to strike a deal.
  • Consider selling jewelry or watches for store credit. Most pawn shops will give you store credit if you sell gold, silver, platinum or Rolex watches. Now is a great time to sell and gain because precious metals prices are solid. You can then use that credit/cash for the purchase of your wedding rings.
  • Work with a broker you trust. If you begin dealing with a broker that seems shady, know that you can leave and find a better one. Don’t get caught up in the emotion of your purchase if the deal isn’t right or the broker is pressuring you.

Once you get started on your search, you will be amazed at how much fun the process can be. You may also find yourself the owner of a much more impressive and beautiful ring than you imagined. Purchasing pre-owned jewelry can save you thousands of dollars, while introducing you and your loved one to exciting contemporary and vintage pieces. Search for Orange County pawn shops today!

Posted in Pawn Shops at October 10th, 2011. No Comments.

Your Guide To The Best Gold Pawn: Finding Exceptional Bargains At Pawn Shops

Gold Pawn ShopsThe best pawn shops in Huntington Beach will hand-select gold, jewelry, platinum, and other items on a case by case basis. They don’t take everything that’s offered into gold pawn, which already puts them one step ahead of other pawn shops. When you visit a shop like Pawn Shop Huntington Beach, the quality screening has already been done for you, making it much easier to find the best bargains. Although every piece is guaranteed high quality, there will always be some outstanding pieces whose quality and price will simply make them the best gold pawn buys. Recognizing these items is key to successful gold pawn buying.

Great Gold Pawn Can Be A Diamond In The Rough

As a shopper, it’s natural that you will be attracted by whatever looks the most beautiful as you walk into the pawn shops. While this is a normal reaction and a good guideline to find nice pieces, to get the most value for your dollar you’ll need a slightly different approach. Gold pawn shop prices depend on many things, but one of the best ways to find a deal is by looking for the items that aren’t so obviously stunning. They may have slight defects which can be fixed easily by a jeweler. They may not be as eye-catching as what’s nearby. The key is to take a look at everything available in gold pawn and then make your decision.

An Expensive Piece Can Be A Great Deal

The other common mistake that gold pawn buyers make is ruling out the purchase of a certain piece because they think it’s just plain too expensive. While some pieces may be expensive, they can also be a really exceptional buy because even that expensive price is much lower than its retail. You have to know what each gold pawn item would sell for outside the shop, or you’re never going to have an idea what really is the best price inside the pawn shops.

Pawn Shop Huntington Beach is happy to help you discover our gold pawn selection. We pre-screen our items for quality and value, so you’ll know that whatever you pick is a good choice. Contact us today online, or visit our location here in Huntington Beach at Goldenwest Street Huntington Beach, CA 92647 to see our gold, platinum, fine art, and other collectors’ pieces.

Posted in Loan Options at May 23rd, 2011. No Comments.

Jewelry Loans

Jewelry Loans – Get Fast and Easy Jewelry Loans

We make short term jewelry loans based only on the value of the items and not on your credit so processing is fast and easy.  Borrow thousands on your gold, jewelry, diamonds and silver. Immediate cash is paid on the spot in a very short time.  All jewelry loans are written for a period of 4 months but can be redeemed at any time with no pre-payment penalty.  For instance, you can borrow $2500 on your used Rolex watch for only $250 interest held for just one month. Our loans on jewelry are funded immediately.

Loans on JewelryAre you currently in a tight spot financially and need cash ASAP? Like many Americans, you may have applied for a loan with a traditional bank and been denied due to your credit history, a past bankruptcy, or simply because they may not be loaning. While you are frantically searching for a solution to your problems, it is important for you to know that there is a solution if you are the owner of fine jewelry, authentic watches or precious metals. More and more individuals are turning to high-end pawnshops for instant jewelry loans in an effort to get back on their feet.

What is a Pawn Loan?

In the case that you are unfamiliar with a jewelry loan, loans on gold, or loans on fine watches; it is simply leveraging a precious item as collateral for a cash loan. When you apply for a pawn loan, your credit is never run and granted loans are never reported to credit agencies. You are then required to make a monthly payment for a set amount of time, and if for any reason you default on the loan, the pawn shop will retain your item.

Tips for Getting the Most Out of a Pawn Loan

  • Make sure you trust the pawn broker. Never settle for less than great customer service and ask the dealer to carefully walk you through all terms & conditions.
  • Know the worth of item you are pawning. Carefully research via the Web, literature and more how much your jewelry, gold or watch is worth. You can also have it professionally appraised.
  • Develop a plan for paying the loan off. The beauty of loans on jewelry, loans on Rolex watches, or when you pawn gold is that you are able to keep your valuable item after the loan is paid off. It is imperative that you have the means to make your monthly payment on-time.
  • Shop around for the best interest rate. Pawn Shops in Huntington Beach are becoming more and more popular and interest rates are constantly improving. Make sure you are getting the best deal possible.

As you work through your financial challenges, don’t give into the idea that there is nowhere to turn. A jewelry pawn loan can give you the leverage you need to make ends meet and pave the way for better days! If you are looking to get some extra cash for your gold, please visit Pawn Shop Huntington Beach at Goldenwest Street Suite 102 Huntington Beach, CA 92683 or call (714) 465-4950(714) 465-4950.

Most local pawn shop stores in Orange County make loans on all kinds of items including tools, musical instruments, electronics, and toys.  But at our local pawn shop, we only make loans against jewelry, gold, diamonds and fine watches including but not limited to names like Rolex, Cartier, Patek Phillipe, Panerai, and Vashceron & Constantin. Our loans typically start at $2,500 and go up so we do not make small dollar loans on fine jewelry. Our process is fast easy and confidential and there is no credit checks or approvals necessary. The loan amount is solely determined by the actual cash value of the jewelry or precious metals you have to pledge. Most loans take as little as 15 minutes to process and funding is made immediately on the spot.  You will not have tot wait for a check in the mail.

Located in the heart of Orange County  in Huntington Beach, CA., our specialty jewelry pawn shop was created just 3 years ago to satisfy the burgeoning demand for quick and easy loans as the economy began to weaken and banks curtailed their lending activities.  Today, we are OC’s largest specialized gold and jewelry lender making hundreds of gold pawn loans each year to residents from Newport Beach, Costa Mesa, Anaheim, and Huntington Beach.  In addition to being a jewelry collateral lender, we are also one of southern California’s largest estate buyers.   In these challenging economic times, our flexible collateral loans on jewelry satisfy an immediate demand for money.  Our typical loan customers range from a housewife trying to get a car repaired to a small local businessman in need of funds to make payroll on Friday.

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Pawn Shop Huntington Beach is Orange County’s premier jewelry collateral lender. Our process is simple and confidential with loans made on any of the following items including but not limited to gold, silver, jewelry, luxury watches, diamonds, coins, and bullion.

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Posted in Pawn Shops at January 29th, 2011. Comments Off on Jewelry Loans.

Jewelry Pawn Shop

Looking for a Jewelry Pawn Shop in Orange County?

Borrow $1,000’s of dollars in cash from our jewelry pawn shop in Huntington Beach.  We will buy or loan on gold, silver, jewelry, diamonds, Rolex watches, Cartier, rings, art, cars, or almost anything of value. We also make loans on Rolex watches. We have an expert in-house Rolex watch manager that can quickly appraise your Rolex watch and give you a Rolex loan in less than 10 minutes. We are one of Orange County’s most acclaimed used Rolex watch store so we now up to date market values.

Call us today for a free evaluation on your gold jewelry at the jewelry pawn experts in Huntington Beach.  Just call us at 714-465-4950.

Posted in Loan Options at April 28th, 2010. Comments Off on Jewelry Pawn Shop.