How To Find The Best Huntington Beach Pawn Shops

There are many Huntington Beach pawn shops throughout the Orange County area. They have many different specialties and many different levels of quality, even though they all ostensibly provide the same kind of service. These tips for finding a great Huntington Beach pawn shops will help you find the right kind of Huntington Beach pawn shops, but can also be used to find a good store anywhere in the country.

Good Huntington Beach Pawn Shops Screen Their Items Before Pawning

The main factor that differentiates good Irvine pawn shops is that the best ones will never take an item without examining it first. They will look over it, confirm that it is valuable, in good condition, and something that their customers will want. This pre-screening process makes it much easier for a non-expert customer to buy with confidence. At Huntington Beach pawn shops that don’t do this type of screening, a typical HB resident would be lost among a wide variety of valuable and non-valuable items.

Look For A Shop That Looks Welcoming

Good pawn shops in Huntington Beach go out of their way to be professional and welcoming to anyone. They will be set up more like a jewelry and fine arts boutique than a typical expected pawn shop. You should also expect a good Huntington Beach pawn shop to have people on hand who can help you explore the selection. If you’re wandering through alone, it may be time to look at other Huntington Beach pawn shops.

If You’re Selling, Make Sure You Choose Huntington Beach Pawn Shops That Specialize In Your Item

Many people don’t know that Huntington Beach pawn shops often have particular specialties. These specialties don’t preclude the pawn shops from picking up other items, but you want to be sure you seek out Huntington Beach pawn shops that specialize in the particular item you want to sell. An informed buyer will almost always give you a better price simply because they know the item’s real value at a glance. Other Huntington Beach pawn shops will have to guess, making their offers lower than what you’d get from a specialty pawn.

Posted in Pawn Shop at May 30th, 2012. No Comments.

How to Get a Motorcycle Pawn Loan

Motorcycle PawnAre you in desperate need of cash and looking for a short-term loan? If you are the owner of a motorcycle of any kind and own it outright, you may be able to gain a motorcycle pawn loans to help you make ends meet.

How a Motorcycle Pawn Loan Works

To gain an instant loan, all you have to do is bring your motorcycle in to a certified pawnshop Huntington Beach and have its value appraised. Once its value assessed, you will be given the ability to borrow against a certain amount. For instance, if your motorcycle is assessed at $5,000, you can borrow either a fraction of its worth or the full amount.

What Is Needed for Loan Approval

The approval process is quite simple. All you have to do is provide: (1) Proof of ownership in the form of a motorcycle title, (2) Proof of insurance, and (3) State driver’s license.

In the case that you have poor credit, you don’t have to worry! A pawn loan doesn’t require a credit check and isn’t reported to credit agencies. The loan is granted against the value of the item pawned. In the case you can’t pay it back, your motorcycle is used as leverage. Thus, if you are uncertain as to whether you will be able to pay the loan back, you may want to consider another form of funding.

Tips for Pawn Loan Success

To effectively take advantage of “motorcycle pawns,” you should:

  • Pay the loan back as soon as possible. The longer it takes to pay a loan back, the more interest you will pay.
  • Make all monthly payments. Just like a traditional loan, you make monthly payments. If you miss a payment, you may be subject to additional fees and/or increased interest rates.
  • Know all terms. Carefully review all terms and conditions surrounding your loan before signing an agreement. Don’t rush the process or be afraid to ask questions.

Finally, it is essential to find a pawnbroker that you trust. In today’s economy, there are a growing number of brokers to choose from. Shop around until you find just the right one!

Posted in Loan Options at December 20th, 2011. No Comments.

Covering Your Rent with a Pawn Loan

Pawn Gold to Pay RentAre you having a hard time making rent this month and need a short-term loan? It can be quite difficult to get a bank loan in today’s economy, especially if you have a low credit score or recent bankruptcy. Whatever you do, don’t lose hope as you navigate through your financial woes.

To make ends meet you may want to take on a second job, look for a more lucrative career, or consider taking pawn loans. This popular, non-traditional loan will see you use a possession as collateral in an effort to gain instant cash when financially strained.

Common Items Pawned

  • Jewelry. One can easily pawn gold and other precious metals such as silver and platinum in today’s economy.
  • Diamonds. Pawn diamonds for top dollar at high-end pawn shops.
  • Watches. Top quality watches such as Rolex, Tag Heuer, and other prestigious brands are ideal for gaining much needed cash.
  • Estate pieces, antiques, and art. Rare family heirlooms can be quite valuable. When pawning, it is important to fully research their worth to gain the most equitable loan.
  • Electronics. Items such as flat panel TVs, computers, iPads, and iPhones can provide some cash. They aren’t as valuable as precious metals or diamonds, but they can help make ends meet.
  • Cars. An auto pawn can help you raise a substantial amount of cash. To obtain one, you must own the car outright and be able to provide proof of ownership.

The Definition of a Pawn Loan

A pawn loan allows for you to gain cash while using a valuable item as collateral. Unlike a traditional loan in which a lending institution decides to grant a loan based on faith and one’s credit score, if one cannot repay a pawn loan, the item becomes the property of the pawnbroker. Each month you are required to make a minimum payment by a specific day. In the case that a payment isn’t met, fees and increased interest rates are applied to the loan. The sooner you pay off the loan, the less interest you will pay.

If you have found yourself short on cash for rent, this may be a perfect option for you and your family. It is important to find a lender that you trust and know exactly to what terms you are agreeing.

Find a highly regarded pawnshop Orange County as you work through your financial struggles. It may truly help you find your footing!

Posted in Loan Options at November 1st, 2011. No Comments.

The Wall Street Journal Reports on Why Pawnshops Are Thriving

Why Pawn Shops are PopularThis week the Wall Street Journal shares that pawn shops are providing value to consumers throughout the United States. The report points to the fact that banks are failing consumers because of their unwillingness to lend to everyday men and women. The article states that “borrowers on the fringes of the financial system are gravitating to these companies because they offer short-term loans” instantly to help individuals and families get back on their feet.

Additionally, on Wall Street stock shares of nationwide pawn chains have jumped to record highs in recent weeks. Experts agree that it is possible that shares will continue to rise in the coming months and years. Additionally, it is expected that the number of pawnshops throughout the country will rise exponentially in the coming years.

Top Reasons for Gaining Pawn Loans

The article points out that people normally utilize pawn shops when they are short on rent, need extra funds to cover monthly expenses, and for unexpected emergencies. The reporter also reveals that pawn loans on electronics, jewelry, gold and other items are only beneficial when they are paid off in a timely manner.

Fees and Interest Rates

Because pawn loans are intended for short-term use, the reporter noted that pawn loan fees and interest rates can be quite high. The borrower is made aware of this when the loan agreement is drawn up. While rates can be quite high, the industry is becoming more and more competitive each day. This is why one should carefully choose Orange County pawnshops offering high quality service and affordable rates.

Selling Valuable to Pawn Shops

Not covered in the Wall Street article is the option to sell jewelry, gold, silver, diamonds, art pieces, antiques and electronics to high end pawn shops. This is another way to generate instant cash for financial emergencies. It is recommended that prior to selling a precious item to a pawnshop, one should take time to carefully research its worth and shop around for a pawnbroker with a powerful network of resellers.

To read the full Wall Street Journal article surrounding pawnshops go to: http://online.wsj.com/article/SB10001424052970203658804576639431624988572.html

Posted in Pawn Shop at October 25th, 2011. No Comments.

How to Discover Your Dream Wedding Ring at High End Pawn Shops

Engagement RingAre you in the process of planning your future with your loved one and looking for ways to save money in the process? It has become quite common for future brides and grooms to discover their dream rings and other jewelry in high-end pawn shops.

Because of today’s challenged economies and the increased gold prices, you will be amazed at what you can find at pawnshops.

To make the most of your time during your search:

  • Find a specialty pawn broker. Many pawn shops specialize in various products including fine jewelry, Rolex watches, electronics, and/or estate pieces. With a little research, you can find a dealer who may possess exactly what you are looking for and more.
  • Know exactly what you are looking for and how much you want to spend. Are you looking for a basic wedding ring or one with lots of bling? It is best policy to know which brand and style you’re looking for and to determine its worth before you try to strike a deal.
  • Consider selling jewelry or watches for store credit. Most pawn shops will give you store credit if you sell gold, silver, platinum or Rolex watches. Now is a great time to sell and gain because precious metals prices are solid. You can then use that credit/cash for the purchase of your wedding rings.
  • Work with a broker you trust. If you begin dealing with a broker that seems shady, know that you can leave and find a better one. Don’t get caught up in the emotion of your purchase if the deal isn’t right or the broker is pressuring you.

Once you get started on your search, you will be amazed at how much fun the process can be. You may also find yourself the owner of a much more impressive and beautiful ring than you imagined. Purchasing pre-owned jewelry can save you thousands of dollars, while introducing you and your loved one to exciting contemporary and vintage pieces. Search for Orange County pawn shops today!

Posted in Pawn Shops at October 10th, 2011. No Comments.

Gold And Silver Pawn Shop

Looking for local gold and silver pawn shops near you in Orange County?  Pawn Shop Huntington Beach is a leading gold & silver pawn shop conveniently located right of the 405 freeway in Huntington Beach, CA.  They have been making pawn loans on gold and silver for almost 30 years so they have the experience and skills necessary to get you cash on the spot for gold, silver, jewelry, sterling, coins, watches, and more.  Buy, sell, or get a loan on anything real gold or silver. They even pawn platinum and estate jewelry pieces like Rolex watches and silver candlesticks.  Pawn gold or pawn silver and get the best value at our local pawn shop on Goldenwest Street 1 block south of Bolsa Ave.

The Gold and Silver Pawn Shop In Beautiful Orange County, CA

Gold & silver prices have reached all time highs with gold still near a peak of $1400 per troy ounce and silver pushing almost $30 as of this post.  That means the average gold class ring that used to be worth $45 is now worth $225. Or that sterling silver tea set that was once worth only $700 is nor value at over $4200.  So if you are sitting on some old gold or silver items collecting dust in a closet, turn them into instant cash at our local gold and silver pawn shop at  Pawn Shop Huntington Beach on Goldenwest Street in Huntington Beach, CA.

Gold and silver pawn shops have really become much more popular with people these last few years as gold prices and silver prices haves reached levels never seen before. This spike together with these tough economic times across America have left some families struggling to meet budget requirements. Our gold pawn volume is up over 200% from 3 years ago and our pawn silver activity has risen dramatically since 2006.  The TV show Pawn Stars has also made pawn shops a bit more in vogue as the series has become a big hit across the US.

Gold & Silver Pawn Shop

Posted in Pawn Shop at February 9th, 2011. Comments Off on Gold And Silver Pawn Shop.

Auto Pawn

Auto Pawns Loans are easy at our Pawn Shop in Huntington Beach.

Auto PawnHave you ever heard the term “auto pawn” and wondered what the process is all about? The concept is quite simple when broken down. Basically, if you own a car outright, you can borrow against its equity for a short-term loan.

For example, in the case that your car is worth $10,000, you can in theory borrow up to $10,000. You would then agree on terms and conditions that require a monthly payment and include an interest rate. If you fail to make your payments on time or fail to pay you will most likely be subject to fees, a higher interest rates, and chance losing your vehicle.

How Does an Auto Pawn Differ from a Bank/Traditional Loan?

  • No credit checks are required and no reporting to credit bureaus – When you apply for a bank loan, your credit is run and granted loans show up on your credit report. Auto pawn, jewelry pawn, and gold pawn loans don’t require credit checks. This is extremely helpful for those who have undergone a recent bankruptcy, home foreclosure or have a low credit rating.
  • The car is used as collateral – Traditional loans are based on faith that you will pay the loan back. On the other hand, when you participate in a pawn loan, the item pawned is used as collateral. If for some reason you default on the loan, you will lose the object you choose to pawn.
  • Auto pawn loans are usually granted instantly – Once you are approved for the loan, you can usually expect cash on the spot. They are great for emergencies. Some traditional loans can take quite some time to get approved.

If you are in a tough spot financially, you may want to consider an auto pawn. For approval, you must share proof that you own your car outright, have auto insurance and be able to make monthly payments. The sooner you pay off the loan the better, as interest quickly accumulates. Make sure you think carefully about your decision and find a pawn shop Huntington Beach that you trust.

We wish you luck as you find a deal that works best for your future!

Get the Cash you need with no credit checks!
At Pawn Shop Huntington Beach, you can borrow instant cash money against your car or truck in  minutes.  Sound simple?  That’s because it is.  Our quick and easy auto pawn loans get you the cash you need with an affordable payment plan. With us, you decide how much money you want to borrow and we’ll set up a payment plan to fit your budget.

Bad Credit – OK
We can loan you cash money even if you have bad credit or you’ve had a prior bankruptcy or repossession.

Borrow up to 60% of the value of your vehicle
If you own an vehicle that is paid off or nearly paid off, we can give you an auto pawn loan from $2500 up to half the wholesale value of your car with interest rates starting at just 5% per month.

Auto Pawn Loans
Posted in Loan Options at April 28th, 2010. Comments Off on Auto Pawn.